Posts for Private Insurance and Health Insurance Marketplaces

The Takeaway: Who Are You Going To Believe, Me Or Your Own (Lying) Eyes?

In the past week we have seen Republican leaders such as the President and Senate Majority Leader along with many House and Senate candidates take to the media to try to persuade the public that they will protect people with pre-existing conditions.

NAIC Spring Meeting Recap: Experts and Consumer Groups Sound the Alarm on Limited Benefit Coverage

Products such as health care sharing ministries and transitional plans – including farm bureau plans, which made news this week as Iowa moves to expand these products – all pose cost and quality risks for consumers.

Two Visions for Marketplace Stabilization – Only One Benefits Consumers

Bipartisan efforts in Congress to stabilize the Affordable Care Act's (ACA) marketplaces came to an end this week as the negations took a decidedly partisan turn.

Congress’s Summer Break Is Over and the Homework List Is Long

It is back-to-work time for members of Congress, as they return to DC and turn their attention to a lengthy to-do list that includes critical items related to the budget and health care.

NAIC Summer Meeting Recap: CSR Deja Vu

How are state regulators responding to the CSR uncertainty?

Senators: Listen Up!

Thirty weeks. That’s how long we - concerned consumers, advocates and stakeholders - sustained a grassroots movement that forced Congressional Republicans to show us their cards before repealing the Affordable Care Act (ACA).

State Network Adequacy Advocacy Matters Now More than Ever

It is critical that states step up to the plate to protect coverage and access to care for the millions of consumers who rely on marketplace plans.

Uncertainty Looms Large at Spring National Association of Insurance Commissioners Meeting

Over the weekend the National Association of Insurance Commissioners (NAIC) met in Denver, Colorado for their first meeting of 2017. Insurance commissioners and staff, industry representatives and consumer advocates gathered to discuss matters of insurance ranging from property and casualty...

The Takeaway: Repeal and Replace Sequel: Health Care Zombie Apocalypse

Movie sequels often fail to live up to the original, and Republicans' effort to repeal the ACA falls into this familiar pattern. As bad as the original was (and it was really bad), the sequel was even worse. Not content...

The Takeaway: Math Problems

As Republicans struggle to come to agreement on how far to go with ACA repeal and what to put in its place, they are confronted with three interlocking math problems.

Connecticut’s Summer Slog

Transitioning between Medicaid and Marketplace coverage can create health care potholes for consumers, placing them in harm’s way. Transitioning coverage can be further complicated by challenges with health literacy and health insurance literacy

Making Non-Discriminatory Benefit Design a Reality

The Affordable Care Act’s (ACA) Essential Health Benefits (EHB) completely changed health coverage by requiring health plans on the individual and small-group market to cover the same ten benefits without discrimination. These 10 essential categories of benefits range from general—office...

New Report Finds Value in the ACA’s Marketplaces

Amidst the noise of insurance companies deciding whether or not to sell on the Affordable Care Act’s (ACA) marketplaces and proposed rates “doom,” the Commonwealth Fund released a new report that paints a brighter picture of the ACA and its...

With Health Policy Lemons, Florida Advocates Make Lemonade: Protecting Consumers From Unfair Surprise Medical Bills

Despite political opposition to the Affordable Care Act at the highest levels of state government, Florida led the nation as the state with the most people gaining new health insurance through the Affordable Care Act. However, for Floridians with coverage,...

UnitedHealth’s Marketplace Plans So Good, They’re Not Going To Offer Them Anymore

Recently, UnitedHealth Group signaled they will be exiting Affordable Care Act (ACA) marketplaces in several states following losses they sustained because too many sick people are buying their plans and using their insurance. UnitedHealth seems to have learned what many...

The Takeaway: Efforts To Close The Coverage Gap Inch Forward With Brighter Days Likely Coming

Efforts To Close The Coverage Gap Inch Forward With Brighter Days Likely Coming Despite the health, economic and fiscal benefits of closing the coverage gap for people who fall between state Medicaid eligibility levels and eligibility for subsidized Exchange coverage,...

The Takeaway: Cruz Issues An ACA Replacement Plan (April Fool)

Actually, he has done no such thing. His willingness to bring the federal government to a grinding halt in order to grandstand on the issue earned him a lot of notoriety. But when it comes to “replace,” the candidate remains vague at best.

Protecting Health Care Consumers in the Peach State

Over the past three years, advocates across the country have celebrated the plummeting number of uninsured people while working to identify and address the remaining challenges and barriers that health care consumers face. While early evidence found  most people who...

My Day in Columbia, Missouri

It was a beautiful spring day to be in a conference room, but inside, people’s energy did not wane. I felt like I was in a room of scientists – listening to presentations, brainstorming ideas, evaluating new approaches – all...

The Takeaway: Final Obama Era Insurance Rule Makes Incremental Progress But Leaves Many Issues Unresolved

Every year, the Department of Health and Human Services (HHS) issues an update to the rules governing insurance companies and marketplaces. While there were many small adjustments the final update released Monday, the last under President Obama, can most fairly...

The Takeaway - Flint: How Did This Happen And What Does It Mean?

Flint: How Did This Happen And What Does It Mean? In my opinion, the biggest health care story of the week is the continued fallout from the lead contamination of the water supply in Flint, Michigan. The Flint crisis underscores...

New Report Highlights Progress, Room for Improvement in Health Coverage Gains for Hispanic Children

Last Friday, the Georgetown Center for Children and the National Council of La Raza co-released a report detailing recent gains in health coverage for Hispanic children. Among the key findings in the report is that the uninsured rate among Hispanic children dropped...

Winning Strategies to Protect Consumers from Surprise Medical Bills

Even consumers who do their best to get care from providers in their networks may still be charged unexpectedly for out-of-network care – an issue otherwise known as surprise medical bills or balance billing. Currently, no federal standards on surprise...

UnitedHealth Feeling the Pain of Being Late to the Party

UnitedHealth’s recent fretting about their plans in ACA marketplaces not boosting their bottom line as much as they had hoped and open pondering of pulling out of marketplaces next year (while actually expanding this year) is disappointing in the attention...

To 1332, or Not to 1332: That is the Question

Much is abuzz with the Affordable Care Act’s (ACA) Section 1332 State Innovation Waivers. Available in 2017, 1332 waivers give states authority to change how people get health coverage. In addition to allowing states to considerably change certain key coverage...

The Takeaway: Has PhRMA PHinally Gone too PHar?

Well, really it’s not just PhRMA, it’s the generic manufacturers, as well. Normally there is a special room deep underground below the capitol where ideas to control excessive prescription drug prices go to die. The drug industry casts a long...

The Takeaway: More Signs of ACA Success but There's Still Work Left to Do

Michael Miller talks insurance merger mania, tackling out-of-pocket costs and more data touting the success of the ACA in this week’s edition of The Takeaway.

When Insurers Give You Lemons, Make Lemonade

Signs of summer are everywhere, and while you’re enjoying your iced coffee and reading the news on your front porch it’s hard to miss the overstated headlines predicting where the 2016 proposed health insurance rates will ultimately land.

Network Adequacy: Are We There Yet? We're Getting Closer!

If you’re looking for summer plans, look no further! From now until September, it’s time to weigh in on 2016 Marketplace plans.

Cross-Post: What do the new contraceptive coverage rules mean?

National Women’s Health Week kicked off with an exciting announcement on Monday. The Obama Administration issued new guidance clarifying that all new health insurance plans have to cover all methods of contraceptive care without charging extra.

There Is No Time like the Present to Talk about EHB Benchmarks!

Yes, you heard it right – it’s time to do essential health benefits selection…again.

The ACA Is About People, Not Politics

Over the past five years, we have watched the Affordable Care Act go from a hotly contested piece of legislation to a hotly contested law that, despite non-stop efforts to undermine it, has given millions of American’s access to health care.

An Open Letter: Dear Governor, Protect Coverage

As you continue budget conversations with your state legislature, state consumer health advocates urge you to protect health insurance coverage programs that help consumers achieve financial stability and good health.

Happy Fifth Birthday, ACA!

The passage of the ACA was a monumental achievement for individuals and organizations across the country. We continue to be incredibly proud of all our state partners who have worked tirelessly to implement the law.

It’s time to start talking about Essential Health Benefit benchmark plans!

It seems like a distant memory when states had to choose their Essential Health Benefit (EHB) benchmark plans. However this process will repeat itself, as states have the option to pick new benchmark plans for the 2017 plan year based on a 2014 plan.

Preparing for 2016 Marketplaces: What Can Consumer Advocates Do?

While you are still helping consumers enroll and learn how to use their 2015 coverage, insurers are putting together applications for 2016 qualified health plan (QHP) certification.

A Day in the Life: Helping LGBT Consumers Enroll in New Hampshire

Navigators, assisters, and certified application counselors are the unbiased people who are there helping consumers understand what the Affordable Care Act means for them and the new insurance options available to them through the law. We want to elevate their...

So long, farewell. But first, a few of my favorite things.

As our Senior Policy Analyst wraps up her 8 years at Community Catalyst, here are her reflections as well as hopes for the future.

'Tis the Season for Network Adequacy

Need an escape from crowded malls, holiday meal planning and travel plans? We’ve got the solution: escape to a quiet corner of your home with steaming cup of hot coco, a warm blanket and hundreds of pages of proposed federal regulations....

Health Insurance Never Sounded So Good!

The holiday season brings many traditions to look forward to, such as spending time with family and exchanging gifts. There are also some less-favored traditions, though, such as the deluge of holiday-themed advertisements.

Boosting Latino Coverage: Strategies for Open Enrollment 2.0

With open enrollment in full swing, consumer health advocates are ramping up their outreach to diverse populations that continue to have disproportionately high rates of uninsurance.  Latinos in particular are more likely to be uninsured, with one in three Latinos...

What are you thankful for? Proposed regulation around Essential Health Benefits!

Last Friday afternoon, the Centers for Medicare and Medicaid Services (CMS) under the Department of Health and Human Services (HHS) published the highly anticipated 2016 Notice of Benefit and Payment Parameters (BPP) rule. The BPP addresses a number of consumer...

Celebrating Successes: Protecting Access to affordable and quality coverage and care for people living with HIV

Dedicated advocacy has led to important successes in protecting health insurance coverage and health care access for people living with HIV. Below are three recent successes, both advocates working at the state and federal levels.

Advocacy Strategies to Address Discrimination in Health Plans Part 2: New Discrimination and Barriers to Care for People Living with HIV/AIDS

This guest blog post is the second blog in a series on discrimination in health plans. In this blog we highlight how discrimination in health plans affects people living with HIV/AIDS and policy recommendations to address the issue. While the...

From Connecticut to the Capitol: A Consumer Focus

As Kevin Counihan takes the reigns as the “Obamacare CEO” of HealthCare.gov and as we all gear up for open enrollment, Community Catalyst hopes that HealthCare.Gov will run as smoothly this year as AccessHealthCT did under Counihan’s leadership.

Advocacy Strategies to Address Discrimination in Health Plans

In this blog we will focus on how stronger network adequacy standards can play a role in addressing discrimination concerns, and later in part 2 we will highlight how discrimination in health plans affects people living with HIV/AIDS, as one example.

Take 2: Essential Health Benefits – Wait, didn’t we just do that?

As we enter the fall of 2014, the window of opportunity to influence what benefits are required in Marketplace plans is opening. While the essential health benefits (EHB) package is already set for 2015, advocates have the opportunity to influence...

Reforming State Regulation of Provider Networks: Efforts at the NAIC to Re-draft a Model State Law

Almost two decades ago, the National Association of Insurance Commissioners (NAIC) adopted a model state law to regulate the adequacy of health plan provider networks.

Cross Post: Massachusetts Announces Improvements To Transgender Health Care Coverage

Officials from the administration of Massachusetts Gov. Deval Patrick (D) announced new policies Friday that will improve access to health care for transgender residents of the commonwealth.

How state-based advocates made open enrollment a success

Last week was all about outreach and enrollment and talking up the success of consumer advocates’ work during the first ACA open enrollment period.

A Day in the Life: One Navigator's Experience in Austin, TX

Navigators, assisters, and certified application counselors are the unbiased people who are there helping consumers understand what the Affordable Care Act means for them and the new insurance options available to them through the law. We want to elevate their...

"Show Me State" Enrollers Show Us How Enrollment Gets Done

Since October, more than 5 million people nationwide have enrolled in health insurance through Marketplaces. This could not have happened without the help of thousands of Certified Application Counselors (CACs). Last week, I had the good fortune of spending a...

Restrictive State Laws Seek to Throw Navigators off Course

As March 31 approaches, signaling the end of ACA open enrollment in Marketplaces until fall of this year, in-person assistance programs are of critical importance. Navigators and other enrollment assisters have been working hard across the country to help consumers...

What’s in your network?

Network adequacy – the ability of a health plan to provide enrollees with timely access to needed care included in the benefit contract – continues to capture headlines throughout the country as states consider how to engage in the conversation...

The Insider: The Boogeyman Under the Bed: Adverse Selection in the ACA and other Dysfunctional Fantasies

I kept thinking I wouldn't have to write this blog because people would figure out that all the hand wringing about adverse selection in the Marketplaces was just a tempest in a teapot. The press has been so bad on...

Say What You Want To Say

Federal Court in Missouri suspends state laws to regulate federally approved counsellors helping consumers enroll in the federal Marketplace

A Few of Our Favorite Things - 10 Essential Health Benefits

As Community Catalyst releases its 12 Days of Enrollment, we also wanted to remind you of a few of our favorite things. At the top of our list is the essential health benefits package (tied up with string). Why? Because...

The Story behind Health Plan Cancellations

There have been many stories in the news about plan cancellations and President Obama’s recent announcement that insurers will have the opportunity to continue selling plans they otherwise would have cancelled. While some have celebrated the President’s announcement, plan cancellations...

Cross Post: As High Risk Pool Coverage Ends, Coverage Gaps Could Arise for Some Enrollees

This entry was originally posted on The Center for Health Insurance Reforms, Georgetown University Health Policy Institute’s CHIR Blog. As ACA implementation unfolds, millions who had inadequate coverage in the individual market will gain more comprehensive coverage that provides greater...

Another Barrier Falls: Enhanced Access to Treatment for Drug and Alcohol Problems

It’s been a long wait, but today the Obama administration issued final regulations implementing the Paul Wellstone and Pete Domenici Mental Health Parity and Addiction Equity Act.

Essential Health Benefits: Where Are We Now?

It has been a long road for essential health benefits. With open enrollment just around the corner, it is important to revisit what standard benefits will be included in the packages and what to look out for.

Dog Days of the Summer NAIC meeting

While most of us are trying to enjoy the last few days of summer before a very busy fall of ACA implementation, insurance commissioners continued their work at the summer 2013 meeting of the National Association of Insurance Commissioners.

So You Want to Be a Navigator?

By now we know people will need information and assistance to find and enroll in the right health coverage for them under the Affordable Care Act (ACA).

Much Ado about Rates - Part II

A steady stream of news headlines about states’ new health insurance rates for plans under the Affordable Care Act (ACA) have generated buzz and also caused some confusion.

Much Ado about Rates

Lately, we’ve seen a flood of states announcing new health insurance rates for plans under the Affordable Care Act (ACA). So what do they all mean? To start, the new rates are mainly for the individual market, for people who buy insurance on their own.

MLR in Action: A $749.00 Rebate for One MA Consumer

MLR (medical loss ratio) rebate checks are in the mail! We are already starting to hear stories from satisfied consumers whose insurance companies are required to issue rebates to their policyholders.

Cross-Post: Huge health insurance price drop in store for New Yorkers

New Yorkers have a LOT to smile about! The proposed health insurance rates for the New York Health Benefit Exchange have been released and show that prices on the individual market will soon be dropping by a whopping 50%.

The Latest Scoop on Enrollment: Broker Regulations

As open enrollment approaches, consumers will need accurate information to choose the right health plan. The Affordable Care Act provides assistance to consumers in a variety of flavors.

Cross post: Competition And Transparency Bring down Health Insurance Costs—Here’s The Proof

As we near open enrollment in new health plans, all eyes are on insurance premiums and the rates they are based on. Industry-backed sources have been fueling the media with doomsday scenarios about cost increases due to the ACA.

Did Issuers Get a Free Pass on the Inclusion of Essential Community Provider Requirements?

The Affordable Care Act requires qualified health plans participating in health insurance marketplaces (aka Exchanges) to maintain a sufficient number of Essential Community Providers (ECP) in their provider network.

The "Rate Shock" Myth

As Affordable Care Act opponents continue grasping at straws to find fault with the law, an assertion perpetuated by the insurance industry that the ACA’s coverage expansions will significantly increase premiums has gained prominence.

Cross Post: Potential Costs and Challenges in Boston

With much of the country still reeling from the Boston marathon bombings, many of the victims – as well as their families and friends – have already begun the long road to recovery.

From the Feds Down to the States: Using Navigators to Promote Health Equity

HHS recently released the cooperative agreement funding opportunity for organizations interested in serving as Navigators in states with a Partnership or Federally Facilitated Exchange.

Spring NAIC Meeting: Insurance Commissioners Take Houston

This past weekend, insurance commissioners and their staff, along with insurance companies, brokers, other industry representatives, and a few intrepid consumer representatives gathered at the Spring meeting of the NAIC

Partnership Exchanges – Coming into Focus

With a year to go before Exchanges open for business, the pace of new guidance continues to pick up. Just this past week, HHS released guidance on State Partnership Exchanges. The Partnership Exchange is not an option presented in the Affordable Care Act

The ACA Does That Too?! Moving to Curb LGBTQ discrimination in Health Care

A woman in New Jersey was denied insurance coverage for an annual mammogram despite her plan’s typical coverage for such services. The reason: she’s transgender and her plan denies any coverage related to sex reassignment. She filed a lawsuit and eventual

Cross Post: Pass the Stuffing: There’s a lot going on in the new essential health benefit rules

This blog entry was originally posted on CHIRblog, a blog from the Center for Health Insurance Reforms, Georgetown University Health Policy Institute. Last week, right before the Thanksgiving holiday, the Obama Administration released its proposed rule es

Essential Health Benefits - Last Call?

September 30 is upon us. Has your state e-filed their Essential Health Benefits (EHB) plan? The ACA requires that all new, non-grandfathered plans in the individual and small group markets both inside and outside the Exchange offer a standard package of b

Cross Post: Summaries of Insurance Benefits and Coverage will Help Consumers Comparison Shop

This entry was originally posted on the Center on Health Insurance Reforms at Georgetown University Health Policy Institute's CHIRblog. As of September 23, the “wild west” of shopping for health insurance coverage has been at least partially tamed, thanks

The ACA: Saving Consumers’ Premium Dollars Once Again

Hot off the heels of $1.1 billion in rebates from insurance companies that failed to meet the medical loss ratio (MLR) standard, the ACA is again saving money for consumers. The Department of Health and Human Services (HHS) just released a new report that

NAIC August Meeting: A Few Fireworks at a Mostly Humdrum Meeting

Guest Blog The National Association of Insurance Commissioners (NAIC) held its annual summer meeting in Atlanta this past weekend. The meeting was striking more for what was not accomplished than for what was. State health insurance commissioners have an

HHS pushing ahead on EHB

In a notably quick turnaround, Health and Human Services (HHS) issued a final rule on what data insurers must provide regarding the essential health benefits (EHB) potential benchmark plans. As a reminder, the EHB is the standard benefit package that must

The checks are in the mail – but for once they’re coming from insurers & going to consumers

When was the last time your insurance company wrote you a check? Thanks to the Affordable Care Act (ACA), millions of Americans are beginning to enjoy that very rare – and very satisfying – experience. Rebates totaling more than $1.1 billion are on the wa

Keep talking up the medical loss ratio!

Thanks to the Affordable Care Act, consumers have greater protections when buying health insurance. The new medical loss ratio (MLR) rule requires that health insurance companies must spend at least 80 percent of premiums on medical care and quality impro

Contraception Coverage: A Compromise That Protects Women

In the immortal words of “Say Anything’s” Lloyd Dobler, “I gave her my heart, she gave me a pen.” We were worried women were going to get pens this Valentine’s Day instead of a key improvement to health care they are set to receive under the Affordable Ca

Some Year-End Cheer

Many of us in the advocacy world have been quick to point out examples of things we’d rather re-gift this season. But, as the days start to get longer, it’s worth acknowledging a big win for consumers in 2011 – the preservation of the medical loss ratio

The Essential Health Benefits Bulletin: Happy Holidays?

Last Friday, the United States Department of Health and Human Services (HHS) released a bulletin, sub-regulatory guidance, on the essential health benefits (EHB) package. This highly anticipated guidance was a bit of a letdown—kind of like the ugly reinde

NAIC Commissioner’s Fall Back on Medical Loss Ratio

You know that expression, “Fool me once, shame on you. Fool me twice, shame on me”? Well, it came to mind this past week at the National Association of Insurance Commissioner’s (NAIC) fall meeting in Washington, DC. Just as in March, during the NAIC’s spr

Rate Review Round Two

Last month, we blogged about the start of the Affordable Care Act’s (ACA) rate review rules that oblige insurers asking for premium increases of 10 percent or more (for plans in the individual and small group markets) to publicly disclose and justify such

Health Exchanges: Federal, State, or a Partnership

Federal or state Exchange? The question of who should run the marketplace for individuals and small businesses to shop for and buy affordable, high quality insurance has been an ongoing debate in health reform circles for a number of years. And a main dec

Sunlight is the Best Disinfectant: Bringing Transparency to Premium Increases

Going forward, health insurers will need to be more transparent and accountable than ever before when they seek large premium rate increases. This is because, as of today, the Affordable Care Act (ACA) requires that insurers asking for premium increases o

Cross-Post: A Disappointing Rollback of Consumer Protections on Appeals

June 23, 2011 The Affordable Care Act (ACA) established many consumer protections, but it was only the first step.  As decisions are made about implementation and regulations, the need for consumer engagement is critical. As an example of where protection

A Loophole in the ACA on Association Health Plans: It’s Time to Pay Attention

No one ever said the ACA was perfect – any time you try to reform a system that’s as fractured, opaque and confused as our current insurance system – you’re going to stumble across some crazy stuff, like association health plans (AHPs). These odd creature

States and State Advocates Strengthen Rate Review Laws

States Take Steps to Improve Oversight and Consumer Engagement In the past few months, several states have taken dramatic steps to strengthen their rate review authority, protect consumers, and call out insurers on excessive rate increases. For example, e

Wellness Programs: Boon or Bust?

We want Americans to live healthy lives and take good care of themselves. So does John Berry, the director of the U.S. Office of Personnel Management (OPM). As matter of fact, recently, Berry told health insurance companies that participate in the Federal

An unexpected win for consumers at NAIC

There’s been lots of drama at this year’s first meeting of the NAIC (National Association of Insurance Commissioners) in Austin, TX - way more than any of us consumer representatives to the NAIC expected. The good news, as you may have heard by now, is th

Rate Review: HHS should look to states

The growth in the cost of health insurance premiums is one of the major drivers of escalating consumer health care costs. During the national reform process, state advocates urged the federal government to strengthen the regulations governing the rate rev

ACA Protections Go to Campus

Earlier this month, the U.S. Department of Health and Human Services (HHS) released a new proposed rule that takes an important step toward ensuring that students who purchase a health plan through their university or college will be able to benefit from

Rate review: how states can help make health insurance more affordable

Thirty-nine percent increase in California. Fifty-six percent increase in Michigan. Forty-seven percent increase in Connecticut. Twenty-one percent increase in New Mexico. In recent years consumers have faced unprecedented hikes in their health insurance

Cross Post: Insurance Commissioners Respond to Consumer Concerns

This blog was originally posted on Say Ahhh! A Children's Health Policy Blog By now many of you have probably heard about the big news coming out of the NAIC meeting this week in Orlando. After seven months of intense debate and negotiation, the NAIC vot

MLRs -- Going South?

Our sources at the National Association of Insurance Commissioners (NAIC) meeting in sunny Orlando sent an update on the storm brewing over the medical loss ratio (MLR) definition. For those of you new to MLRs, it’s been a long seven months for all of the

Cross-Post: Consumer Rep Previews the National Association of Insurance Commissioners National Meeting

This blog was originally posted on Say Ahhhh! A Children's Health Policy Blog. Hard to believe it's come around again but that National Associatin of Insurance Commissioners (NAIC) is gearing up for a big national meeting - this time in Orlando, Florida

Insurers behaving badly

You may have heard that many health insurers across the country (including several major insurers such as WellPoint, UnitedHealth Group, Aetna, Cigna, and Humana) have been announcing the discontinuation of new child-only policies. These are insurance pro

Websites like wine: healthcare.gov good now, getting better

The web portal Healthcare.gov (@healthcaregov for all you twitterheads out there) went live, launching ahead of its July 1 deadline by hours Wednesday night. HHS deserves props for this site: not only was it delivered ahead of schedule, but it’s spiffy-lo

"Show me" gender equity!

Missouri is trying to remain true to its slogan, the "Show Me State," by helping lead the charge in anti-health reform legislation prohibiting abortion services for health insurance obtained through the exchange – (the term used for the health care insura

East Room Promises

I was invited to attend an event at the White House yesterday to commemorate the 90th day since President Obama signed health care reform into law, and it was a powerful event that underscored how much the law matters to American families. Following a pri

Cross-coast Post: Real Choices

From our friends over at the Health Access Blog comes a great post about a California bill, SB890, that would implement many of the consumer protection pieces of national health reform early, like setting up strong medical loss ratios, so that insurers sp
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